About Renters Insurance
Renters insurance emerged in the 1950s when the Insurance Services Office adapted homeowners forms for tenants, pairing named perils with personal liability even though the occupant doesn't own the building.1
Today renters policies typically provide at least $100,000 of liability and $30,000 of personal property coverage, yet the NAIC notes that only 37% of renters nationwide carry a policy, leaving most households exposed to fires, burst pipes, or liability suits.2
New York City landlords increasingly require proof of renters insurance before move-in so we make sure Rockland tenants can show certificates the same day a lease is signed.3


